Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association With the long-term outlook for a lower-return, higher risk investment environment, investors have a particularly strong incentive to have carefully diversified portfolios and sound investment strategies. It is critical to handle these more challenging conditions in a disciplined…
March 9, 2018
Millions of multiple super accounts erode savings
Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association One of the simplest ways to make your retirement savings more efficient and less costly is to get rid of needless multiple super accounts. The vast majority of super fund members with multiple accounts unnecessarily pay multiple sets…
February 20, 2018
Potential pension minefields
Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association It has been a big year for the SMSF industry given the major policy changes the federal government made to super in the 2016 budget. Last week the Self-managed Super Fund Association held its national conference in Sydney…
February 1, 2018
What’s ahead for SMSFs?
Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association It would be difficult to underestimate the impact that self-managed super has on competition between super funds – with both SMSF and non-SMSF members being the winners. As actuaries Rice Warner comments in its recently-published Superannuation market projections report…
December 11, 2017
Family super fun? Getting the kids involved
Written by Franco Morelli, Policy Advisor, SMSF Association Running a self managed superannuation fund (SMSF) can be hard, but running a family is even harder. So why would anyone want to mix the two? When discussing SMSFs and children the narrative always suggests that it isn’t a very good idea, especially with the issue of…
SMSF Retirement Insights: Are trustees prepared for retirement?
The SMSF Association and Accurium have come together to present this extensive study of over 65,000 SMSFs looking at how retirement wealth of Australia’s SMSF trustees has changed over the 2015 financial year. Based on Accurium’s extensive database, it provides the first detailed figures to be released for the 2015 financial year and considers how well prepared SMSF…