Tag: Updated

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Examining the S in SMSF

01 August 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association One of the great misnomers in the Australian investment scene is that self-managed super funds are actually self-managed. The simple reality is that there is an entire advice industry built around SMSFs – be they traditional…

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Fear factor investing

19 July 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association Fear is a factor in many of our investment decisions. Now, that’s not always a bad thing because fear can be an effective motivator that overcomes another great emotional roadblock for investors – procrastination. Fear can…

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The good, bad, and potentially ugly for SMSFs

11 July 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association “Two hundred thousand dollars is a lot of money. We’re gonna have to earn it”  Clint Eastwood said as Blondie in The Good, the Bad and the Ugly, on the work a gang of three were…

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The growth of savings outside super

02 July 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association Are you among the investors holding a growing proportion of your investments outside super? Changes to the super system – particularly the lowering of contribution caps and the introduction of the $1.6 million pension transfer cap*…

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Why SMSFs want estate-planning advice

22 June 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association An estimated 77,000 self-managed super funds (SMSFs) have unmet needs for advice on estate planning. The 2018 Vanguard/Investment Trends SMSF Report confirms that estate planning is among the highest unmet needs for advice. This equates to 13 per…

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SMSFs: Our ‘hardest’ jobs

18 June 2018 Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association What are the hardest aspects of running your self-managed super fund (SMSF)? Do they include keeping track of the seemingly-constant regulatory changes, handling the impact of those changes, choosing investments or handling your fund’s paperwork and…

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Australia’s SMSF Army

06 June 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association Australia’s army of Chief Investment Officers is marching into retirement. This year’s Vanguard/Investment Trends SMSF survey shows that more than 50 per cent of the $720 bil-lion invested in SMSFs is now being managed by retirees.…

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A higher standard

30 May 2018  Written by Robin Bowerman, Head of Corporate Affairs at Vanguard/Board Director of the SMSF Association The superannuation system exists for a sole purpose – to provide Australians income in retirement. The release this week of the Productivity Commission’s report on the efficiency and competitiveness of the super system provides a comprehensive analysis…

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Why a new financial year is often a super crunch time

23 May 2018 Written by Robin Bowerman, Head of Corporate Affairs at Vanguard/Board Director of the SMSF Association The approach of a new financial year is often a super crunch time. It’s a time when many investors decide whether to stay with their large super fund, switch to another big fund or setup a self-managed…

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Super money in, super money out

16 May 2018 Written by Robin Bowerman, Head of Corporate Affairs at Vanguard/Board Director of the SMSF Association Checking your super fund’s cash flow of contributions in and pension payments out is a particularly critical part of end-of-financial-year planning for 2017-18. Don’t leave it until the last minute. Super money in Well before June 30,…