Written by Franco Morelli, Policy Adviser, SMSF Association First published in Your Life Choices on 16 May 2019. Self-managed superannuation funds are popular with Australians wishing to take on the responsibility and control of their retirement savings. SMSF Association policy adviser Franco Morelli explains what you need to know when considering this option. A self-managed super fund (SMSF)…
April 29, 2019
A June checklist for SMSF trustees
Written by John Maroney, CEO, SMSF Association First published in The Australian Financial Review on 29 April 2019. Licensed by Copyright Agency. With just a few months until the end of the financial year, now’s the time to be organising your DIY super fund. Here’s what to do. For SMSF trustees, the end of the…
April 17, 2019
Upcoming Federal Election: Are you across the major parties’ super and tax policies?
The Federal Election has been called for Saturday May 18 2019. Both major parties have outlined their superannuation and tax policies. The following provides a short guide on potential policies at the time of writing. Click here to download the guide. Disclaimer: The information contained in this document is provided for educational purposes only, is…
April 8, 2019
2019 SMSF Association Federal Budget recording
Hear from the SMSF Association’s Head of Policy, Jordan George, as he covers the key changes announced in last week’s Federal Budget, which are most relevant to SMSFs and superannuation. These include: Superannuation work test changes Exempt current pension income SuperStream ALP superannuation policy https://vimeo.com/328349075/9573681d23 Disclaimer: The information contained in this document is provided for…
April 3, 2019
What do the 2019-20 Federal Budget outcomes mean for your SMSF?
Government delivers surplus election friendly 2019-20 Federal Budget – Leaves superannuation largely untouched A surplus election budget is the news coming out of the 2019-20 Federal Budget. With superannuation left largely untouched, the Government focused on further personal income tax cuts. However, three key announcements include providing more flexibility for individuals to contribute at ages…
March 29, 2019
Get retirement red tape right or you’ll pay the price
Written by John Maroney, CEO, SMSF Association First published in The Australian Financial Review on 29 March 2019. Licensed by Copyright Agency. The definition of retirement has always been important for superannuation fund members wanting to access their super once they reach preservation age and retire. But after big changes to super on July 1,…
March 27, 2019
The 2019-20 Federal Budget forecast and an update on last year’s Budget measures
With the Federal Budget imminent, speculation as to what may be in the budget increases. Given the Labor party has announced a number of super proposals already, including the banning of excess refundable franking credits, the Coalition might look to use this election budget to attract voters who could be negatively impacted by Labor’s proposals.…
February 26, 2019
SMSF tips: What to consider before closing your self-managed superannuation fund
Opinion piece written by John Maroney, CEO, SMSF Association First published in The Financial Review on 26 February 2019. Licensed by Copyright Agency. Self-managed superannuation fund (SMSF) members need to think long and hard before winding up their fund. Although there are often compelling reasons for doing so, there are many factors to consider before making…
February 11, 2019
Changes in the wings for SMSFs
SMSF Association CEO, John Maroney interviewed by Tony Kaye, InvestSMART First published in The Constant Investor on 11 February 2019. SMSF Association CEO John Maroney discusses the Royal Commission, the Productivity Commission, FASEA and franking credits. Representing over 1.1 million Australians self-managing more than $720 billion in super assets, the SMSF Association is a powerful voice…
February 7, 2019
Your SMSF investment strategy and portfolio
As a trustee you are required to review your investment strategy regularly to ensure it continues to reflect the purpose and circumstances of your fund and its members An SMSF investment strategy must take into account the following: The risks involving in making, holding and realising the SMSFs investments, their expected return and cash flow…