Webinar provided by SuperConcepts Establishing and running an SMSF is an important financial decision so, to ensure you’re prepared, tune in to this session hosted by SuperConcepts. Learn more about the basics of SMSFs including fund establishment, structures, investment strategies and accepting contributions and paying benefits. Learn more about how to establish an SMSF on…
September 28, 2022
Why all SMSF members should have an enduring power of attorney
Written by Meg Heffron, Managing Director, Heffron Powers of attorney are vital for all of us with an SMSF – no matter how young, fit and healthy we may feel. A quick re-cap The term “power of attorney” is probably well understood. It involves one person (the donor) giving some important legal powers to someone…
March 18, 2021
Buyer beware when acquiring assets from a related party
The unforeseen, and rapid onset of the COVID-19 pandemic may have caught some individuals by surprise, especially if working hours were reduced or their income earning capacity was negatively impacted. For those individuals who have met the required conditions to release money from their SMSF, they may opt to increase pension drawdowns or access a…
March 17, 2021
Collectables and Personal use assets: Insurance myth busted
Since 1 July 2011, the SIS Regulations require trustees of SMSFs to insure collectables and personal use assets owned by the fund – other than memberships of sporting or social clubs – in the name of the fund within seven days of acquiring the item. The need to insure provides a protection mechanism for a…
July 30, 2020
Issue 13: Revisiting the fundamentals of your SMSF investing
As I welcome you to the start of a new financial year, above all, I trust you, your family members, friends and colleagues are all in good health. Beyond your personal heath an important consideration for many at this time will be the health of their SMSF and its investment portfolio and I’m guessing that…
June 30, 2020
Persistence of Australian Active Funds
Content provided by S&P Dow Jones Indices While comparing returns against a benchmark is a common practice to evaluate the performance of active funds, performance persistence is an additional test of the fund managers’ skills at overcoming different market environments. In this report, we measured the performance persistence of active funds that outperformed their peers…
October 11, 2019
Is it time to review your fund’s investment strategy?
You may be aware that the Australian Tax Office (ATO) has issued letters to nearly 18,000 SMSF trustees as part of a campaign to ensure trustees are aware of their investment obligations. Of key concern is ensuring that trustees have considered diversification and liquidity of their assets when formulating and executing their fund’s investment strategy.…
February 7, 2019
Your SMSF investment strategy and portfolio
As a trustee you are required to review your investment strategy regularly to ensure it continues to reflect the purpose and circumstances of your fund and its members An SMSF investment strategy must take into account the following: The risks involving in making, holding and realising the SMSFs investments, their expected return and cash flow…
December 12, 2018
Is your SMSF adequately diversified?
There are numerous benefits of a well-diversified portfolio including mitigating volatility and short-term downside investment risks, preserving capital and the long-run benefits of higher overall returns. By spreading your SMSF’s investments across different asset classes and markets offering different risks and returns, you may better position yourself for a secure retirement. However, did you know…
November 5, 2018
Can your SMSF invest in a racehorse?
A popular question around Melbourne Cup time, can your SMSF invest in a racehorse? Unfortunately, the answer isn’t a simple yes or no. Whilst there is no direct restriction on investing in a race horse, the biggest issue is whether investing in a racehorse satisfies the specific legal requirements of superannuation law. Ultimately, more often…