Investment Education

Collectables and Personal use assets: Insurance myth busted

Since 1 July 2011, the SIS Regulations require trustees of SMSFs to insure collectables and personal use assets owned by the fund – other than memberships of sporting or social clubs – in the name of the fund within seven days of acquiring the item. The need to insure provides a protection mechanism for a…

Alternative investmentsInvestingInvestment EducationNewsSMSF Insights

Issue 13: Revisiting the fundamentals of your SMSF investing

As I welcome you to the start of a new financial year, above all, I trust you, your family members, friends and colleagues are all in good health. Beyond your personal heath an important consideration for many at this time will be the health of their SMSF and its investment portfolio and I’m guessing that…

Investment EducationSMSF InsightsUnderstanding SMSFs

Is your SMSF adequately diversified?

There are numerous benefits of a well-diversified portfolio including mitigating volatility and short-term downside investment risks, preserving capital and the long-run benefits of higher overall returns. By spreading your SMSF’s investments across different asset classes and markets offering different risks and returns, you may better position yourself for a secure retirement. However, did you know…

Investment EducationUnderstanding SMSFs

Can your SMSF invest in a racehorse?

A popular question around Melbourne Cup time, can your SMSF invest in a racehorse? Unfortunately, the answer isn’t a simple yes or no. Whilst there is no direct restriction on investing in a race horse, the biggest issue is whether investing in a racehorse satisfies the specific legal requirements of superannuation law. Ultimately, more often…