Issue 48 – Buying and selling shares but not using a stockbroker?
The recently released ASX Australian Investor Study 2023 confirms what many of us know; Australia is a nation of investors with 10.2 million (51%) of the adult population holding investments outside their home and super. When it comes to how investments are accessed and held, 7.7 million or 75% of those investors choose on-exchange investments…
Issue 47 – Growing numbers of women and the younger generation seeing the value in investing in their own financial literacy
Well it’s the start of another financial year and there is plenty on the horizon to keep investors focused on the economy, their investments and super. None of this is surprising following what has been more than a year of rising interest rates, upward spiralling inflation and the cost of just about everything going up,…
Issue 46 – What does the residential property landscape look like?
Well the end of the financial year is upon us and much continues to be said about the effects of continuing inflation and rising interest rates on business (small businesses in particular), property prices and as a result on the economy. In this article, we look at how the residential property landscape is changing beyond…
Issue 45: Property investment from a different perspective – Commercial Real Estate Credit
Property is an investment class much favoured by Australian investors; be it held directly via a residential investment property, through a listed A-REIT or perhaps a premise from where owners conduct a business. In many cases these investments form part of a SMSF. As at March, SMSFs held around $135 billion in non-residential and residential…
Issue 44: To SMSF or not – How the sector performs against APRA funds
Probably a question asked by many contemplating starting or continuing to run an SMSF. And rightly so as the decision to directly manage you retirement savings is one that should not be taken lightly by any member of an SMSF. For some, it may also be the anticipated time involved with running an SMSF that…
Issue 43: Long-term investing and how an SMSF is suited to delivering it
There has been much discussion of late regarding the shift from ‘growth’ to ‘value’ investing, perhaps prompting the question with some SMSF trustees, ‘do we need to adjust our investment portfolio along similar lines?’ My understanding of growth investing is that it’s where investors seek to grow their investments over time, often in a combination…
Issue 42: Is it back to the roaring ’20s again?
The Roaring ’20s, and I’m talking the 1920s, was a decade of economic growth and widespread prosperity. It followed the ‘Spanish Flu Pandemic’ which lasted two years, over a number of waves between February 1918 to and April 1920. Sound familiar? The decade following was a period of strong economic growth and technological change. Most…
Issue 41: Thinking of getting started in investing or know someone who is? Consider the fundamentals first
Thank you for joining us again this year and for your interest and support over 2022. If you are joining us in 2023 for the first time, welcome and I hope you find these articles of interest and help. Just to reconfirm, these are my thoughts and ideas based on my experiences and are not…
Issue 40: What’s ahead in 2023
There is always a temptation to look at a year in isolation, rather than placing it in the context of a slightly longer view, maybe within the last — not to mention the next two, three or even five years. So, it’s not surprising to see commentary for 2023 suggesting home prices continuing to fall,…