Alternative investmentsDiversificationInvestingNewsPortfolio Construction

Issue 34: Half-year review and what may lay ahead

You do not need me to tell you that financial markets are experiencing ‘interesting times’. From what appeared as a full-on recovery in the economy and positive outcomes for investors late last year and early into the calendar year, we are hearing talk of bear markets and even a possible recession. And of course, those…

NewsSMSF Insights

Why self-managed super funds are anxious about these 3 reforms

Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 16 June 2022. Licensed by Copyright Agency.  The sector is anxiously waiting to see if the Labor government will proceed with some crucial changes that were in the pipeline before the election. The self-managed super fund (SMSF) sector is anxiously…

Alternative investmentsDiversificationInvestingNewsPortfolio Construction

Issue 33: Rising interest rates – one coin, two sides

‘Following the RBA’s decision to raise interest rates yesterday, we will be applying the full increase to all of our deposit and savings accounts immediately’, said no bank ever!  And it probably will be sometime, if not decades before this becomes a true statement. Much, if not most of the commentary following the first rise…

NewsSMSF Insights

What the new super rules mean for those aged 67-75

Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 18 May 2022. Licensed by Copyright Agency.  From July 1, they will be able to contribute without having to meet the work test, but they need to watch out for contribution caps and tax deductions. For self-managed super fund trustees, July…

Alternative investmentsDiversificationInvestingNewsPortfolio Construction

Issue 32: The value of advice and a trusted adviser – Part 2

This article was initially planned with a working title of “What came from the Federal Budget?’ and while there may have been a collective ‘Phew, nothing unexpected’, for advisers and SMSF industry specialists the reason for the relief may have been different from that of investors and trustees. For investors and SMSF trustees, true, there…

NewsSMSF Insights

Why poor SMSF planning will leave less for your heirs

Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 27 April 2022. Licensed by Copyright Agency.  A well-considered estate plan will make life easier for any beneficiaries – the invaluable parting gift. For self-managed super funds, now numbering around 600,000 and with assets approaching $900 billion, estate planning has…

NewsSMSF Insights

Research report nails message – SMSFs need to further diversify

Opinion piece written by John Maroney, CEO, SMSF Association First published in Brisbane Times on 19 April 2022. Licensed by Copyright Agency.  The evidence is in: self-managed super funds (SMSFs) that have diversified investment portfolios outperform those that do not. This is the compelling finding of a comprehensive new research report entitled “understanding self-managed super…

NewsSMSF Insights

In conversation with the ATO: SMSFs & SuperStream Rollovers – Tips and Traps

In our newest ‘In Conversation with the ATO’ webinar recording, the SMSF Association’s Technical Manager, Mary Simmons sat down with Ian Morgan, Director – SuperStream Rollovers version 3 project from the Australian Taxation Office. Since 1 October 2021, it has been compulsory for all SMSFs to comply with the SuperStream data and payment standards for…

NewsSMSF Insights

SMSF investors too cautious to catch crypto bug

Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 24 March 2022. Licensed by Copyright Agency.  Just 0.6 per cent of SMSFs held cryptocurrency in 2020 and the sector remains wary. Regulators would like to keep it that way. Self-managed super funds have not been immune to the appeal…