Self-managed superannuation funds make up 30% of the $2.3 trillion total superannuation pool and there are more than 1.1 million SMSF members, according to the Australian Taxation Office. From gearing to renting out vintage wedding cars, SMSFs offer investors the ability to deploy a wide variety of investment strategies and the structure provides various tax…
Digital currency: passing trend or something to consider?
You may have heard the term ‘cryptocurrency’ throughout the media in the past few months, but do you really know what this digital currency is? The term cryptocurrency is generally used to describe a digital asset in which encryption techniques are used to regulate the generation of additional units and verify transactions on a block-chain.…
How to access property in your SMSF and reduce concentration and compliance risks
Written by Peter Hogan, Head of Education and Technical, SMSF Association Investing for your retirement can present you with a wide range of investment opportunities to choose from. As a trustee and member of your SMSF, you need to make informed choices not only about the blend of different asset classes that will make up…
Do I have to get an independent valuation of my property every year?
No, you do not need to get an independent property valuation each and every year but it is highly recommended that a recent and relevant one has been obtained in the last 3 years. Your property still must be valued at market value each year by the trustees, which should give reference to any independent…
Property and your self managed super fund
Directly held property makes up approximately 19% of all SMSF assets, indicating that it is considered an important and significant part of a diversified portfolio. There are numerous strategies and ways for property to form part of your SMSF’s investments. It is imperative you are aware of the risks and returns and carefully consider whether…
The cryptic-ness of cryptocurrency – Bitcoin and your SMSF
The recent rises, and don’t forget the falls, of Bitcoin have thrusted its name, and cryptocurrencies more generally, into the spotlight. Not only are early adopters and technology minded individuals investing but it has also captured the attention of investors more used to conventional assets. This interest has spread to SMSF investors. What is bitcoin?…
It’s time to think about your investment strategy
Content provided by……….. Written by Name, Title, Company A key reason for many individuals choosing an SMSF over other superannuation funds is to have control over their fund’s investments. However, you must balance this freedom of choice with your responsibilities as trustee to ensure that you invest within your SMSF in a manner that is…
SMSF Borrowing: What are the rules?
March 2017 In this session we will explore the gearing options available to you and your SMSF. Limited recourse borrowing arrangements have been available to SMSF trustees who want to borrow to invest for some time now. Despite this, it is not well understood that the risks of gearing in your SMSF are different to…
Investments: What can I do with my SMSF?
Generally, as an SMSF trustee you are free to invest in any assets that will contribute to your retirement savings. Provided that at the time of the investment, you have a genuine and bona fide belief that a particular investment is appropriate for your SMSF and it is accommodated within your investment strategy, then you…
Trustee Obligations Series The purpose of an investment strategy
November 2016 https://vimeo.com/191396318