ATO figures can reveal true picture about LRBAs

July 2020 Written by Per Amundsen, Head of Research, Thinktank The numbers around Limited Recourse Borrowing Arrangements (LRBAs), the borrowing instrument that took effect in 2006 to allow self-managed super funds (SMSFs) access to leverage, can easily – and sometimes deliberately – be misinterpreted. Let us cite two examples. In December 2014, the Financial System…

Overview of unlisted trusts

July 2020 Content provided by Primewest Group Investor Relations Unlisted Trusts offer investors the opportunity of investing in various commercial properties eg. Office buildings, Shopping centres, large format retail, Agriculture, tourism, industrial/logistics etc. Unlisted trusts give investors the ability to invest in this type of asset without the large costs involved in purchasing these assets.…

LRBAs hold up well during COVID-19

June 2020 Written by Per Amundsen, Head of Research, Thinktank If there has been a common refrain from critics of Limited Recourse Borrowing Arrangements (LRBAs) since their inception in September 2007, it’s that self-managed super funds (SMSFs) using this debt instrument could be fatally exposed in economic or financial crises. Yet 13 years on and…

Five benefits of using your SMSF to invest in property

June 2020 Content provided by Defence Housing Australia How you invest your super can make a large difference to the size of your nest egg. Generations of Australians have had a love affair with property. So, it’s hardly surprising investing in property through a self-managed super fund (SMSF) is increasingly popular. While using superannuation to…

How to enrich your retirement

April 2020 Content provided by Defence Housing Australia Enjoying retirement is everyone’s goal. Here’s how to ensure your golden years are enriched. Australians are living longer. If you’re 65 today, there’s a strong chance you’ll enjoy a long and happy retirement lasting into your 80s. As medical advances extend life expectancies, our lucky country enjoys…

Five ways to plan for a secure retirement

March 2020 Content provided by Defence Housing Australia Experts say the ultimate goal for your post-work life is to achieve peace of mind. Given interest rates have fallen to almost zero, anyone nearing retirement will no doubt be chasing investment returns from other places. Experts warn, however, that it might not be worth pursuing those…

To buy or not to buy? An expert guide to timing your property investment

February 2020 Content provided by Defence Housing Australia Interest rates are at historic lows and property prices have begun to rise. Here, experts have their say on whether it’s a good time to invest. It’s official: Australian property prices are well and truly rebounding after a two-year slump. According to the CoreLogic Home Value Index,…

Six golden rules to help you make the right investment choice

January 2020 Content provided by Defence Housing Australia How do you know the investment property you’re considering is the right one? Here, two experts give us their top tips. Choosing an investment property can be daunting, especially in a vast country such as Australia. But experts say the process needn’t cause headaches. ‘If you’re a…

Industrial & office properties continue to offer investors solid returns

January 2020 Content provided by Thinktank For self-managed super fund (SMSF) trustees, industrial property has been the flavour of the property market for the past few years – and there’s every likelihood that this state of affairs is not going to end any time soon. In 2018, this asset class outperformed the retail and office…

Sydney & Melbourne commercial property markets remain attractive for investors

December 2019 The commercial property market, especially in Sydney and Melbourne, remains an attractive opportunity for self-managed super fund (SMSF) trustees in 2020. A record low interest rate environment, a robust demand for office space (CBD and suburban) and strong overseas interest in this market will continue to foster its growth. It’s not gilt-edged, of…