SMSF & Property Series: Part 5 Written by Mary Simmons, Technical Manager, SMSF Association In part 4 of our property series, we discussed how using a fixed unit trust can enable an SMSF to acquire real estate which the SMSF may not otherwise have sufficient funds to acquire itself. It can also assist in diversifying…
December 13, 2021
SMSFs & Property series (Part 4): SMSFs owning property through an unrelated unit trust
SMSF & Property Series: Part 4 Written by Mary Simmons, Technical Manager, SMSF Association In our previous articles in this series, we outlined the more traditional ways an SMSF can invest in property. This has typically involved an SMSF buying the underlying real property, or a portion of it, and receiving rent from the tenants…
November 9, 2021
SMSFs & Property series (Part 3): SMSFs and co-owning property with related parties – What you need to know
SMSF & Property Series: Part 3 Written by Mary Simmons, Technical Manager, SMSF Association In Part 1 of our property series, we explored the issues associated with SMSF trustees purchasing real property outright where sufficient wealth has been accumulated in the fund. However, with reduced contribution caps and members’ total superannuation balances limiting the future…
October 5, 2021
SMSFs & Property series (Part 2): Using SMSFs to borrow to invest in property: Weighing up the risks and benefits
SMSF & Property Series: Part 2 Written by Mary Simmons, Technical Manager, SMSF Association Investing in property through an SMSF continues to grow with commercial and residential properties representing the third most popular asset class for SMSFs. The growth in the value of property held by SMSFs reflects both new investments as well as the…
September 3, 2021
SMSFs & Property series (Part 1): SMSF investing in property direct
SMSF & Property Series: Part 1 Written by Mary Simmons, Technical Manager, SMSF Association SMSF trustees’ love of property remains steady, with ATO statistics over the years confirming that residential and commercial property make up about 15% of all SMSF assets. This has been the case consistently over many years, even though the total value…