Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association With the long-term outlook for a lower-return, higher risk investment environment, investors have a particularly strong incentive to have carefully diversified portfolios and sound investment strategies. It is critical to handle these more challenging conditions in a disciplined…

Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association One of the simplest ways to make your retirement savings more efficient and less costly is to get rid of needless multiple super accounts. The vast majority of super fund members with multiple accounts unnecessarily pay multiple sets…

Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association It has been a big year for the SMSF industry given the major policy changes the federal government made to super in the 2016 budget. Last week the Self-managed Super Fund Association held its national conference in Sydney…

Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association It would be difficult to underestimate the impact that self-managed super has on competition between super funds – with both SMSF and non-SMSF members being the winners. As actuaries Rice Warner comments in its recently-published Superannuation market projections report…