For those who have been following our series to date, I hope the articles have been helpful in building some fundamental understanding of how to set up, run and manage an SMSF portfolio from an investing perspective. In this instalment, I thought it may be helpful to continue in this vein and discuss some of…
October 29, 2019
Issue 4: Incorporating active and/or passive investment styles in an SMSF
Hello again and thank you for joining us in our SMSF Connect Investment Series. This instalment continues to build on the fundamentals of investing and takes a look at the features, benefits and difference between active and passive investing. The terms ‘active’ and ‘passive’ apply to the style a manager may adopt to meet the…
September 24, 2019
Issue 3: Growth and income investing in your SMSF – one or the other or both?
Hello again and welcome to the third of our SMSF Connect Investment Series. I trust you are finding these to be of interest and I hope the discussions around cash flow and our most recent Cash- how much is enough in your SMSF to be useful. One of the most common requests received when I…
August 26, 2019
Issue 2: Cash – How much is enough in your SMSF?
Hello again, for those who read the first of our SMSF Connect Investment Series – The importance of cash flow in your SMSF, I hope it was useful. For the next in our series, we’re sticking with the cash theme and ask ‘Cash – how much is enough in your SMSF?’ SMSFs are often criticised…
August 6, 2019
SMSFs attract younger members
Written by Robin Bowerman, Head of Corporate Affairs at Vanguard/Board Director of the SMSF Association Given that self-managed super funds (SMSFs) hold more than half of the retirement dollars in super, it is easy to assume that self-managed super is dominated by older members. Not so. In reality, a high proportion of investors establishing SMSFs are…
July 30, 2019
Issue 1 – The importance of cash flow in your SMSF
Welcome to the first edition of the SMSF Connect Investment Series. Hi my name is Ian Irvine and I have been a keen investor for over 40 years. It all started when I was still at high school, when one evening my father took me to an education session at The Sydney Stock Exchange. Shortly…
July 23, 2019
Wanted: Post-retirement advice for SMSFs
Written by Robin Bowerman, Head of Corporate Affairs at Vanguard/Board Director of the SMSF Association Self-managed super funds (SMSFs) have increasing unmet needs for advice about having a regular retirement income, investing in retirement and estate planning. The 2019 Vanguard/Investment Trends SMSF Report estimates that 145,000 SMSFs have unmet needs for advice on post-retirement planning while 80,000…
July 8, 2019
EOFY: A time to review, rebalance and recommit
Written by Robin Bowerman, Head of Corporate Affairs at Vanguard Australia/Board Director of the SMSF Association Memories of June growing up in Tasmania are of bleak days, frost-covered windscreens, icy football fields and the strong desire to hibernate. But perspectives change – slowly in this case – over time. June in Tasmania is now a…
October 16, 2018
Retiree self protection: A volatility-and-downturn ‘bucket’
Written by Robin Bowerman, Head of Market Strategy and Communications at Vanguard/Board Director of the SMSF Association This is a straightforward strategy intended to reduce the possibility of retirees – particularly those with many years of retirement ahead – having to sell investments at depressed prices to maintain their income in the event of an…
August 22, 2018
Guard your super
Written by Robin Bowerman, Head of Corporate Affairs at Vanguard/Vice Chair of the SMSF Association Critical challenges for super fund members in the accumulation phase are to keep their savings intact and to keep adding to those savings when possible with voluntary contributions. Australia’s $2.6 trillion-plus super savings can present a powerful temptation to obtain some of…