The five most important lessons from 30 years of investing in stocks

August 2020 Content provided by Share Wealth Systems The stock market bug first bit me in 1990. I became obsessed with analysing companies and predicting whether the price of their stock would go up, down or sideways. I devoured annual reports, financial newspapers and magazines and books on investing. Back then, I did what conventional…

New super contribution rules for older Australians

August 2020 Superannuation rules are never stable, and the start of the 2020/21 financial year is no different. For older Australians, recent changes to the contribution rules may present new opportunities to contribute to superannuation. The changes are focussed on individuals aged between 65 and 74 and are designed to provide more flexibility in retirement.…

Performance of the Top 20 SMSF shares in FY19/20

July 2020 Content provided by Sharesight Sharesight is an award-winning online portfolio tracker and performance reporting tool used by SMSF trustees to take the admin hassle out of tracking their SMSF investments. SMSFs make up roughly 35% of the portfolios tracked in Sharesight by Australian investors. From these portfolios, we’re able to generate insights into…

ATO figures can reveal true picture about LRBAs

July 2020 Written by Per Amundsen, Head of Research, Thinktank The numbers around Limited Recourse Borrowing Arrangements (LRBAs), the borrowing instrument that took effect in 2006 to allow self-managed super funds (SMSFs) access to leverage, can easily – and sometimes deliberately – be misinterpreted. Let us cite two examples. In December 2014, the Financial System…

Take control of your super – Time to set up an SMSF?

July 2020 Setting up an SMSF can be complicated.  Not getting it right can materially affect your financial situation and retirement plans. The first question you need to be sure about is whether an SMSF is the right fit.  Seeking advice from an SMSF Specialist can help you determine this answer. Some considerations include: Do…

Super Reference Guide

Updated July 2020 Gain an overview of the 2020/21 financial year contribution caps, eligibility, glossary of key terms and more with our handy Super Reference Guide.  It is a quick reference to help you and your self managed super fund step through the year with confidence. Click here to download the Super Reference Guide.  …

Overview of unlisted trusts

July 2020 Content provided by Primewest Group Investor Relations Unlisted Trusts offer investors the opportunity of investing in various commercial properties eg. Office buildings, Shopping centres, large format retail, Agriculture, tourism, industrial/logistics etc. Unlisted trusts give investors the ability to invest in this type of asset without the large costs involved in purchasing these assets.…

Persistence of Australian Active Funds

June 2020 Content provided by S&P Dow Jones Indices Research Paper: Persistence Scorecard – Australia While comparing returns against a benchmark is a common practice to evaluate the performance of active funds, performance persistence is an additional test of the fund managers’ skills at overcoming different market environments. In this report, we measured the performance…

LRBAs hold up well during COVID-19

June 2020 Written by Per Amundsen, Head of Research, Thinktank If there has been a common refrain from critics of Limited Recourse Borrowing Arrangements (LRBAs) since their inception in September 2007, it’s that self-managed super funds (SMSFs) using this debt instrument could be fatally exposed in economic or financial crises. Yet 13 years on and…

An Introduction to Bonds

June 2020 Content provided by OTG Capital https://vimeo.com/430196240/69c8f40b5f Presented by: Ray Trevisan, Director and Fund Manager, OTG CapitalDuration: 18 Minutes Disclaimer The views, comments and opinions aired during this presentation should not be construed or viewed as financial advice. Any commentary is General Advice only and does not take into account your objectives, financial situation…