An Introduction to Bonds

October 2019 Cash or shares – Shares or cash Why are these the only 2 asset classes I seem to hear about in my travels and discussions with investors of all persuasions?  There are actually 5 asset classes: Cash – liquid and powerful to buy anything immediately. Equity – owning part of a business (aka…

Is it time to review your fund’s investment strategy?

October 2019 You may be aware that the Australian Tax Office (ATO) has issued letters to nearly 18,000 SMSF trustees as part of a campaign to ensure trustees are aware of their investment obligations. Of key concern is ensuring that trustees have considered diversification and liquidity of their assets when formulating and executing their fund’s…

Is it time to review your fund’s investment strategy?

October 2019 You may be aware that the Australian Tax Office (ATO) has issued letters to nearly 18,000 SMSF trustees as part of a campaign to ensure trustees are aware of their investment obligations. Of key concern is ensuring that trustees have considered diversification and liquidity of their assets when formulating and executing their fund’s…

How we avoid two common errors that investors make

September 2019 The past six months have highlighted two errors that self-directed investors frequently make. The first relates to a misunderstanding of the way investments compound over time and the second is the way that emotions can cloud our judgement. With the right knowledge, both can be remedied relatively easily. The impact of compounding The…

Bricks and mortar and your SMSF

September 2019 Directly held property makes up approximately 15% of all SMSF assets, indicating that it is considered an important and significant part of a diversified portfolio. Investing in direct property is an investment that SMSF trustees are likely to consider at some stage. It may be the motivation to set up an SMSF initially…

Whitepaper: How precious metals can benefit SMSF trustees

August 2019 Introduction: Why do people still invest in precious metals? “Many astute investors allocate 5-10% of a diversified portfolio to gold.” Precious metals such as gold and silver have been valued as a store of wealth for generations. Contemporary investment vehicles are today making this asset class more convenient than ever to hold within…

Webinar: Gold for SMSF Trustees

August 2019  Join Jordan Eliseo, Senior Investment Manager, The Perth Mint, as he presents a short webinar on why you should consider investing in gold as part of your SMSF portfolio.   Topics covered: The five benefits of including gold in an SMSF portfolio Addressing the volatility of gold How to invest – providing solutions for…

Why growth assets are important for income generation

August 2019 Post-retirement, the key focus for investors is generating a sufficient income stream to support their lifestyle. As people are living longer and spending more years in retirement, the challenge is not only making their savings last and meeting this need today but also in generating an income stream that will grow over time…

3 common SMSF mistakes and how to avoid them

August 2019 Managing an SMSF can be difficult. However, with the right skillset, effective organisation and specialist advice, SMSFs can be a great vehicle to fund your retirement. Each year the Australian Tax Office (ATO) releases the most common mistakes that SMSF trustees make when administrating their SMSF. Unfortunately, these mistakes continually revolve around an…