New super contribution rules for older Australians

November 2020 Superannuation rules are never stable, and the start of the 2020/21 financial year is no different. For older Australians, recent changes to the contribution rules may present new opportunities to contribute to superannuation. The changes are focussed on individuals aged between 65 and 74 and are designed to provide more flexibility in retirement.…

How Lowe can you go?

November 2020 Content provided by Msquared Capital This week marked one of the most controversial Australian Economic events, officially entering into the Quantitative Easing (QE) club.  The first week of November commences with the Melbourne Cup and it traditionally marks the start of the silly season, with the realisation that Christmas is only a few…

The importance of asset allocation tracking for SMSFs

November 2020 Content provided by Sharesight Tracking your asset allocation is a crucial part of maintaining a self-managed super fund  – and one that is all too often put off by trustees. The ATO requires self-managed super funds (SMSFs) to document their asset allocation and how this aligns with their investment strategy, reviewing this at…

A common misconception and tips for SMSF trustees

November 2020 Whether you are thinking of setting up a self managed super fund (SMSF) and want to familiarise yourself with what is involved or you’re a long-term trustee that wants to ensure they are adhering to the various rules and regulations of SMSFs, running your own fund is a big responsibility. Ensure you are…

How private lending can offer diversification in SMSF portfolios

October 2020 Content provided by Zagga   Recently Business Insider posted an article ranking the best and worst performing Australian super funds for 2020 with returns falling within the range of -2% to 9%. YES – you read right. NEGATIVE TWO PERCENT!! Depending on where you are in your retirement planning cycle, this negative return can have…

Diversification of SMSF portfolios post COVID-19

October 2020 Content provided by Sharesight The past few months have seen many investors question themselves (and those they go to for advice) about how best to rebalance their portfolios – especially if their goals or financial circumstances have changed due to the COVID-19 pandemic. For SMSF trustees, a portfolio review is critical during heightened…

What’s next for SMSFs, post the Federal Budget?

October 2020 The 2020-21 Federal Budget is all about jobs, jobs and jobs. COVID-19 has resulted in the most severe global economic crisis since the Great Depression.This Budget provides an additional $98 billion of response and recovery support under the COVID-19 Response Package and the JobMaker Plan. With the budget focussed on supporting small business…

SPIVA® Australia Mid-Year 2020

September 2020 Content provided by S&P Dow Jones Indices Market sell-offs were seen in different Australian equity market segments in the first half of 2020 due to the COVID-19 pandemic, while Australian bonds recorded a small gain. Apart from A-REIT funds, the majority of funds in all categories suffered worse drawdowns versus their respective benchmark…

What can we expect from the 2020-21 Federal Budget?

September 2020 The 2020-21 Federal Budget to be handed down on 6 October will be one of the most crucial in Australia’s history. The Budget will provide a further update on the economic and fiscal impacts of the coronavirus in Australia and is expected to set out the path to economic recovery. As in most…

Integrating ESG Values into Core in Australia

September 2020 Content provided by S&P Dow Jones Indices An increasing number of investors require indices that are aligned with their investment objectives and their personal or institutional values. The S&P/ASX 200 ESG Index was designed with both of these needs in mind. With the S&P/ASX 200 ESG Index, investors are now able to move…