Spotlight Series: The rise of alternative lending and recent changes in investor behaviour


Spotlight Series: The rise of alternative lending and recent changes in investor behaviour

October 2021

Join Zagga CEO & Co-Founder, Alan Greenstein in this Spotlight interview to hear how Zagga identified the opportunity for and created a space to provide SMSF investors with secured alternative investments, the importance of due diligence and risk assessment as well as Zagga’s history in numbers and how COVID-19 has impacted on investor behaviour.

In this Spotlight, Alan helps us to understand: 

  • Three important things that SMSF investors should consider when it comes to their investment portfolio.
  • The importance of due diligence and risk assessment when seeking investment opportunities.
  • Areas SMSF investors should be conscious of in the coming 12 months – including your investment strategy and retirement stage.

COVID, crisis and catalysts: the rise of alternative lending

Dive into the decade following the Global Financial Crisis to understand the diverse flow-on effects it had for investors.

Rethink risk and return as well as the impact of COVID for the road ahead.

Explore how the events of the past 18 months have acted as a catalyst for existing investment trends.

A leading platform: Invest securely, borrow simply

Via Zagga’s proprietary, purpose-built platform, self-directed wholesale investors, including SMSF trustees, can also access Commercial Real Estate Debt, which has traditionally been the preserve of the banks.

Why zig when you can Zagga?

About Zagga

Zagga is an Australian boutique investment manager and non-bank lender holding both their own Financial Services (AFSL) and Credit (ACL) licences from the Australian Securities and Investments Commission (ASIC).

Incorporated in 2016, Zagga operates with an ‘investor first’ approach, led by a strong executive team and supported by a highly experienced credit and operations teams.

Zagga’s objective is to generate high-yielding, alternative investment opportunities through facilitating the funding of high-quality loan transactions. This is done via both a pooled, investment fund model, as well as via a direct, fractional model on their own proprietary platform.

They have funded a range of lending transactions across a spectrum of loan purposes including business, commercial, residential and property, helping their borrowers bring major projects to fruition whilst also providing investors with attractive returns, secured by Australian property.

Why zig when you can Zagga?

About Alan Greenstein

Mr Greenstein has more than 30 years’ experience in banking and finance, following a short stint as a legal practitioner, with work experience in the UK, South Africa and Australia.

His many and diverse roles include:

  • C-suite positions in two-listed banking groups in South Africa,
  • CEO of South Africa’s third largest private client wealth manager,
  • Director of a Superannuation Risk and Operations consultancy,
  • a consultant to Westpac,
  • MD of a ‘home loan over the phone’ business established for Real Insurance and Macquarie Bank.

He has consulted widely to owner-managed businesses across strategy, technology and operations. He co-founded Zagga in 2016.

Mr Greenstein holds a BA LLB from WITS University (RSA), H Dip Company Law, H Dip Tax (cum laude) and Advanced Banking Diploma (cum laude).

About the SMSF Connect Spotlight Series

The SMSF Connect Spotlight Series is a series of short interviews, introducing our valued Connect member to some important product and service providers in the SMSF space, gaining new insights across a variety of sectors.

Disclaimer: The information contained in the video and on this page is provided for educational purposes only, is general in nature and is prepared without taking into account particular objective, financial circumstances, legal and tax issues and needs. The information provided here is not a substitute for legal, tax and financial product advice. Before making any decision based on this information, you should assess its relevance to your individual circumstances. While the SMSF Association believes that the information provided in this video is accurate, no warranty is given as to its accuracy and persons who rely on this information do so at their own risk. The information provided in this video is not considered financial product advice for the purposes of the Corporations Act 2001.

Zagga Disclaimer: 

Zagga Market Pty Limited (Australian Credit Licence 490904) ACN 611 662 401 acts as the Servicer of loans acting on behalf of the credit provider, Zagga Investments Pty Limited (AFSL 492354) ACN 615 154 786, trustee of the Zagga Investments Lending Trust.