Content provided by OTG Capital Written by Ray Trevisan, Director, OTG Capital Pty Limited Cash or shares – Shares or cash Why are these the only 2 asset classes I seem to hear about in my travels and discussions with investors of all persuasions? There are actually 5 asset classes: Cash – liquid and powerful…
October 11, 2019
Is it time to review your fund’s investment strategy?
You may be aware that the Australian Tax Office (ATO) has issued letters to nearly 18,000 SMSF trustees as part of a campaign to ensure trustees are aware of their investment obligations. Of key concern is ensuring that trustees have considered diversification and liquidity of their assets when formulating and executing their fund’s investment strategy.…
October 1, 2019
Is it time for SMSF Trustees to seriously consider investing in bonds/credit funds for income?
Content provided by Thinktank Written by Per Amundsen, Head of Research, Thinktank For investors, it’s become the new “barbeque stopper” – where to find yield with a cash rate at one per cent and the Reserve Bank dropping hints like confetti that it’s more than willing to cut them again to stimulate the economy. It’s…
September 5, 2019
Bricks and mortar and your SMSF
Directly held property makes up approximately 15% of all SMSF assets, indicating that it is considered an important and significant part of a diversified portfolio. Investing in direct property is an investment that SMSF trustees are likely to consider at some stage. It may be the motivation to set up an SMSF initially or it…
August 2, 2019
3 common SMSF mistakes and how to avoid them
Managing an SMSF can be difficult. However, with the right skillset, effective organisation and specialist advice, SMSFs can be a great vehicle to fund your retirement. Each year the Australian Tax Office (ATO) releases the most common mistakes that SMSF trustees make when administrating their SMSF. Unfortunately, these mistakes continually revolve around an SMSF being…
July 2, 2019
Your new financial year SMSF health check
With a new financial year beginning, it is a perfect time to review your SMSF and give it a clean bill of health for the upcoming 12 months. The following list provides a series of considerations that you and your SMSF Specialist Adviser should review. 1. Take stock of your SMSF investment return and…
June 4, 2019
Your insurance cover may be changing
In February this year, the Government passed legislation which prevents trustees of APRA-regulated funds from providing insurance to members with inactive superannuation accounts, unless a member has specifically directed otherwise. It is a common practice for many individuals with an SMSF to also have a secondary APRA-regulated fund which provides them with insurance. This may…
June 4, 2019
Are you ready for the end of the financial year?
With the end of financial year fast approaching and certainty with Government and its super policies it is the time to ensure everything is in place for your SMSF before 30 June 2019. Below are some strategies that you may need to consider and ensure the plans you have in place are the best for…
February 7, 2019
Your SMSF investment strategy and portfolio
As a trustee you are required to review your investment strategy regularly to ensure it continues to reflect the purpose and circumstances of your fund and its members An SMSF investment strategy must take into account the following: The risks involving in making, holding and realising the SMSFs investments, their expected return and cash flow…