With the superannuation changes announced in the 2016 Federal Budget now passed by Parliament, there is greater certainty for you when approaching your SMSF planning and the contributions you might wish to make to your SMSF. Concessional (pre-tax) contributions made into your SMSF are included in the SMSF’s assessable income. They are taxed in your…
January 27, 2017
Infrastructure Investments: Investing in Airports
Content provided by Magellan Whether you’re parking your car, walking through the duty free or boarding a plane for your vacation, the airport experience is familiar to many of us. Airports are now very much an essential component of infrastructure to most modern economies. Today, airports around the world collectively cater for more than three…
Index Literacy – Index Access Via Products (Chapter 3)
Content provided by S&P Dow Jones Index-linked investment products make passive investing possible as they come in many shapes and forms. Click here to download the full article. This series explores indices-related topics ranging from the basics of indices and their applications to the core concepts of passive investing, and will feature the following chapters;…
January 18, 2017
The $1.6 million transfer balance cap – what does it mean for you?
The changes to superannuation announced in the 2016 Federal Budget have been passed by Parliament. Amongst those changes was the introduction of a $1.6 million transfer balance cap which limits the total amount that can be transferred into the tax-free retirement phase. This new limit on superannuation will apply from 1 July 2017 and creates…
SMSF Income Streams
January 2017 There are a number of types of income streams which can be paid from superannuation funds or with superannuation benefits. However, even though some, such as term allocated pensions and defined benefit income streams such as lifetime and term certain pensions are generally no longer allowed to be commenced within an SMSF, there…
December 20, 2016
Life events and your SMSF
Your SMSF is highly likely to be affected, either for better or worse, by the life events that befall you as a member of your SMSF. This is because you are not only a member of your SMSF, but also a trustee, tasked with the obligations to manage and look after the fund and its…
December 9, 2016
Wider global choice for SMSF investors
Content provided by Magellan Australian investors now have easier access to international shares. Self-managed superannuation fund (‘SMSF’) investors are increasingly aware of the benefits associated with portfolio diversification and are looking to allocate a greater portion of their portfolios to international equities. Although Australian shares have historically been high yielding and benefit from franking credits,…
Indexing 101: Three Reasons to Consider Index Funds
Content provided by S&P Dow Jones Indices Written by Priscilla Luk, Senior Director, Global Research & Design, S+P Global Index-based investing involves choosing investment products that track or mirror a market or segments of a market, such as the S&P/ASX 200. The goal of investing with an index-linked product is to achieve the same return…
November 27, 2016
Investments: What can I do with my SMSF?
Generally, as an SMSF trustee you are free to invest in any assets that will contribute to your retirement savings. Provided that at the time of the investment, you have a genuine and bona fide belief that a particular investment is appropriate for your SMSF and it is accommodated within your investment strategy, then you…
November 11, 2016
The Technological Arms Race: Implications for Investors
Content provided by Magellan Written by Hamish Douglas, CEO, CIO, and Lead Portfolio Manager, Global Equities In December 2009 I wrote that “we are in the business of investment and not speculation”. To be in the business of “investment” is to have a mindset that when purchasing shares on stock markets, you are buying an…