Content provided by Magellan Apple Inc (‘Apple’) is amongst the largest companies in the world. The company enjoys strong brand recognition globally and extensive market penetration for its flagship products, most notably the iPhone. While speculation around the success of Apple Watch, Apple TV, iPad, or even the likelihood of an Apple Car often captures…
April 3, 2017
CommBank SMSF Report: The changing face of the SMSF market
CommBank, in partnership with the SMSF Association, has produced the SMSF Report based on in-depth research conducted to better understand the dynamics of the SMSF market and its investors. The research reveals that SMSF investors no longer meet the traditional stereotype and explores the differences between four types of SMSF investors, each with their own…
March 22, 2017
Index Literacy – An Investor’s Guide to Indices (Chapter 1)
Content provided by S&P Dow Jones Indices Whether you’re looking to track a market’s performance, evaluate your portfolio, or invest in index-linked investment products, indices are indispensable financial tools. Click here to download the full article. This series will explore 101-level topics ranging from the basics of indices and their applications to the core concepts…
March 21, 2017
What is a toll road worth?
Content provided by Magellan We often observe generalist market commentators suggesting that the share prices for toll roads and infrastructure stocks are stretched. Analysis of these conclusions suggest that they are underpinned by crude valuation measures that fail to account for the unique characteristics of these assets. In this note, we talk about our approach…
SMSF and Insurance
February 2017 Trustees of SMSFs are required to regularly review their investment strategy and to consider insurance for the members as part of that review. Up until 1 July 2014 any type of life insurance could be held through superannuation, however from this date SIS regulation 4.07d will prevent trustees from offering insurance where the…
February 22, 2017
Understanding the lifecycle of an SMSF
Recognising the different phases of your life and adjusting your retirement strategy to adapt to those changes is important to the success of your long-term planning. This is the case whether you are setting up your SMSF, accumulating wealth, paying an income stream or winding up your fund. So, what are some of the issues…
February 10, 2017
What to know about SMSF property rules
February 2017 The Australian Taxation Office (ATO) revealed there are close to 600,000 SMSF funds in Australia, making it the fastest growing superannuation sector. Reportedly, residential property holdings within SMSFs increased by 2.7 per cent in the quarter to March 2016, from $ 607.1 to $621.7 billion. Managing a SMSF is not for everyone, but…
February 10, 2017
Investing in property with SMSFs
February 2017 A growing number of Australians are opting to take control of their retirement savings through Self-Managed Superannuation Funds or SMSFs. These funds allow trustees to make individual decisions about the types of investments they include in their superannuation portfolio. It also offers attractive taxation concessions to help build retirement savings. Click here to…
February 8, 2017
Transition to retirement pensions – back to their true purpose
The changes to superannuation announced in the 2016 Federal Budget have been passed by Parliament. Amongst the changes was legislation which will remove tax concessions for transition to retirement pensions (TTRs) and bring them closer to their purpose of providing income to members as they transition to retirement. Transition to retirement pensions (TTRs) make it…
January 31, 2017
Contributions – what the changed concessional and non-concessional caps may mean for you
With the superannuation changes announced in the 2016 Federal Budget now passed by Parliament, there is greater certainty for you when approaching your SMSF planning and the contributions you might wish to make to your SMSF. Concessional (pre-tax) contributions made into your SMSF are included in the SMSF’s assessable income. They are taxed in your…