Powered by Optimum Pensions Introducing Our Enhanced Life Expectancy Calculator Retirement is the time to savour the rewards of your hard work, but it’s essential to strike a balance between enjoying life and managing your finances wisely. So, before you indulge in your dream retirement, make sure you have a plan in place! Without a…
July 28, 2023
Issue 47 – Growing numbers of women and the younger generation seeing the value in investing in their own financial literacy
Well it’s the start of another financial year and there is plenty on the horizon to keep investors focused on the economy, their investments and super. None of this is surprising following what has been more than a year of rising interest rates, upward spiralling inflation and the cost of just about everything going up,…
June 30, 2023
Issue 46 – What does the residential property landscape look like?
Well the end of the financial year is upon us and much continues to be said about the effects of continuing inflation and rising interest rates on business (small businesses in particular), property prices and as a result on the economy. In this article, we look at how the residential property landscape is changing beyond…
June 27, 2023
Investing in Silver: Partners In Diversification
Authored by Global X ETFs When investing in precious metals for a Self-Managed Super Fund (SMSF), silver is often overlooked despite having many unique beneficial attributes of its own. While precious metals are generally considered safe haven assets due to their scarcity and non-replicability (as opposed to fiat currencies such as the AUD), silver additionally…
June 2, 2023
Issue 45: Property investment from a different perspective – Commercial Real Estate Credit
Property is an investment class much favoured by Australian investors; be it held directly via a residential investment property, through a listed A-REIT or perhaps a premise from where owners conduct a business. In many cases these investments form part of a SMSF. As at March, SMSFs held around $135 billion in non-residential and residential…
April 26, 2023
Issue 44: To SMSF or not – How the sector performs against APRA funds
Probably a question asked by many contemplating starting or continuing to run an SMSF. And rightly so as the decision to directly manage you retirement savings is one that should not be taken lightly by any member of an SMSF. For some, it may also be the anticipated time involved with running an SMSF that…
April 17, 2023
Savvy sailors seek a safe harbour in a storm
Written by the Rush Gold Team The current banking crisis, coupled with declines in equities, bonds and certain property valuations have markets on edge. SMSF investors, in particular, are wondering how to get confidence and stability back in their portfolios. Investors are also seeking information not only about their investments, but also about the stability…
March 31, 2023
Three Ways to Generate SMSF Income with ETFs
Authored by Global X ETFs Income generating assets are key building blocks in an SMSF. Whether you have decades, years or months left before you retire, it is important to consider how your portfolio is allocated to produce enough income and reach your investment goals. Thankfully, by using ETFs you can enhance your income potential…
March 31, 2023
Issue 43: Long-term investing and how an SMSF is suited to delivering it
There has been much discussion of late regarding the shift from ‘growth’ to ‘value’ investing, perhaps prompting the question with some SMSF trustees, ‘do we need to adjust our investment portfolio along similar lines?’ My understanding of growth investing is that it’s where investors seek to grow their investments over time, often in a combination…
March 7, 2023
How Renewable Energy Could Help Power Your Portfolio
Authored by Global X ETFs The fossil fuel heydays may be over sooner than we think as the world sets its sights on decarbonisation targets and renewable energy. Although coal prices jumped in 2022 due to the Russia-Ukraine war, there will be a structural decline in coal demand over the coming decade due to net-zero…