Alternative investments

Alternative investmentsDiversificationInvestingNewsPortfolio ConstructionResearch

Issue 48 – Buying and selling shares but not using a stockbroker?

The recently released ASX Australian Investor Study 2023 confirms what many of us know; Australia is a nation of investors with 10.2 million (51%) of the adult population holding investments outside their home and super. When it comes to how investments are accessed and held, 7.7 million or 75% of those investors choose on-exchange investments…

Alternative investmentsInvesting

Plan Your Retirement with Confidence!

Powered by Optimum Pensions Introducing Our Enhanced Life Expectancy Calculator Retirement is the time to savour the rewards of your hard work, but it’s essential to strike a balance between enjoying life and managing your finances wisely. So, before you indulge in your dream retirement, make sure you have a plan in place! Without a…

Alternative investmentsDiversificationInvestingNewsPortfolio ConstructionResearch

Issue 47 – Growing numbers of women and the younger generation seeing the value in investing in their own financial literacy

Well it’s the start of another financial year and there is plenty on the horizon to keep investors focused on the economy, their investments and super. None of this is surprising following what has been more than a year of rising interest rates, upward spiralling inflation and the cost of just about everything going up,…

Alternative investmentsDiversificationInvestingNewsPortfolio ConstructionResearch

Issue 46 – What does the residential property landscape look like?

Well the end of the financial year is upon us and much continues to be said about the effects of continuing inflation and rising interest rates on business (small businesses in particular), property prices and as a result on the economy. In this article, we look at how the residential property landscape is changing beyond…

Alternative investmentsDiversificationInvestingNewsPortfolio ConstructionResearch

Issue 45: Property investment from a different perspective – Commercial Real Estate Credit

Property is an investment class much favoured by Australian investors; be it held directly via a residential investment property, through a listed A-REIT or perhaps a premise from where owners conduct a business. In many cases these investments form part of a SMSF.  As at March, SMSFs held around $135 billion in non-residential and residential…

Alternative investmentsDiversificationInvestingNewsPortfolio ConstructionResearch

Issue 44: To SMSF or not – How the sector performs against APRA funds

Probably a question asked by many contemplating starting or continuing to run an SMSF. And rightly so as the decision to directly manage you retirement savings is one that should not be taken lightly by any member of an SMSF. For some, it may also be the anticipated time involved with running an SMSF that…

Alternative investmentsDiversificationInvestingNewsPortfolio Construction

Issue 43: Long-term investing and how an SMSF is suited to delivering it

There has been much discussion of late regarding the shift from ‘growth’ to ‘value’ investing, perhaps prompting the question with some SMSF trustees, ‘do we need to adjust our investment portfolio along similar lines?’ My understanding of growth investing is that it’s where investors seek to grow their investments over time, often in a combination…