We recently sat down with Paul Miron, Managing Director from Msquared Capital, who shared his insights on the growing megatrend in the Australian market, particularly with increased interest in non-bank lending, and how the global pandemic has solidified the need for investors to diversify their portfolios. Paul also explained how alternative asset classes can provide…
October 5, 2021
SMSFs & Property series (Part 2): Using SMSFs to borrow to invest in property: Weighing up the risks and benefits
SMSF & Property Series: Part 2 Written by Mary Simmons, Technical Manager, SMSF Association Investing in property through an SMSF continues to grow with commercial and residential properties representing the third most popular asset class for SMSFs. The growth in the value of property held by SMSFs reflects both new investments as well as the…
September 29, 2021
Issue 25: Understanding investment product structures (Part 1)
Reflecting on the history of the ASX, may seem an unusual way to start a discussion on investment product structures, however the history of ASX has also been transformational in delivering the range of investment products ASX now offers Australian investors. Once, the primary reason sharemarkets existed was to facilitate the formation of capital. Individuals…
September 23, 2021
Spotlight Series: Understand how the fixed income space can work for your fund
We recently sat down with Ray Trevisan, Director and Fund Manager, from OTG Capital, who shared his insights on mortgage and asset-backed investments in the fixed income space and the importance of financial education. Ray shared his thoughts on how the markets, particularly the property market, are responding in this pandemic era as well as…
September 13, 2021
Self-managed super attracts new members seeking tax benefits
First published in The Advertiser on 13 September 2021. Licensed by Copyright Agency. The use of self-managed superannuation for property investment and family savings is tipped to rise. But is it right for you? Nobody wants to pay a $150,000-plus tax bill if they can avoid it. But this is becoming increasingly common among property…
September 8, 2021
When mate’s rates will backfire on your SMSF
Written by Peter Burgess, Deputy CEO / Director of Policy a& Education, SMSF Association First published in Financial Review on 08 September 2021. Licensed by Copyright Agency. Recent ATO changes mean big tax penalties when you provide services to your DIY fund but don’t charge in full. For self-managed super fund trustees who offer their…
September 3, 2021
SMSFs & Property series (Part 1): SMSF investing in property direct
SMSF & Property Series: Part 1 Written by Mary Simmons, Technical Manager, SMSF Association SMSF trustees’ love of property remains steady, with ATO statistics over the years confirming that residential and commercial property make up about 15% of all SMSF assets. This has been the case consistently over many years, even though the total value…
August 31, 2021
Issue 24: Now is not the time for complacency with your investment portfolio
There is no question that investment returns this financial year have been extremely strong. In the early weeks of the new financial year, equity markets have set and reset records and of course there is plenty of commentary around why markets and certain sectors could continue to perform strongly as well as why there may…
August 13, 2021
Transition to Retirement Pensions – alive and well
Written by Tracey Scotchbrook, Policy Manager, SMSF Association In 2017, significant changes were made to superannuation pensions and their associated tax concessions. As a result, transition to retirement pensions seemingly lost some of their shine. Previously, transition to retirement pensions had been actively used in pre-retirement and tax planning strategies. This was largely due to…
July 26, 2021
Issue 23: Psychology of selling or knowing when to hold and when to fold?
In last month’s edition, we talked about buy, hold or sell concepts and in fact that buy and sell decisions may be the result of two investors having a different perspective on the same investment; as one sees it as a buy and the other a sell, as logic suggests that for every seller, there…