We recently sat down with Ray Trevisan, Director and Fund Manager, from OTG Capital, who shared his insights on mortgage and asset-backed investments in the fixed income space and the importance of financial education. Ray shared his thoughts on how the markets, particularly the property market, are responding in this pandemic era as well as…
September 13, 2021
Self-managed super attracts new members seeking tax benefits
First published in The Advertiser on 13 September 2021. Licensed by Copyright Agency. The use of self-managed superannuation for property investment and family savings is tipped to rise. But is it right for you? Nobody wants to pay a $150,000-plus tax bill if they can avoid it. But this is becoming increasingly common among property…
September 8, 2021
When mate’s rates will backfire on your SMSF
Written by Peter Burgess, Deputy CEO / Director of Policy a& Education, SMSF Association First published in Financial Review on 08 September 2021. Licensed by Copyright Agency. Recent ATO changes mean big tax penalties when you provide services to your DIY fund but don’t charge in full. For self-managed super fund trustees who offer their…
September 3, 2021
SMSFs & Property series (Part 1): SMSF investing in property direct
SMSF & Property Series: Part 1 Written by Mary Simmons, Technical Manager, SMSF Association SMSF trustees’ love of property remains steady, with ATO statistics over the years confirming that residential and commercial property make up about 15% of all SMSF assets. This has been the case consistently over many years, even though the total value…
August 31, 2021
Issue 24: Now is not the time for complacency with your investment portfolio
There is no question that investment returns this financial year have been extremely strong. In the early weeks of the new financial year, equity markets have set and reset records and of course there is plenty of commentary around why markets and certain sectors could continue to perform strongly as well as why there may…
August 13, 2021
Transition to Retirement Pensions – alive and well
Written by Tracey Scotchbrook, Policy Manager, SMSF Association In 2017, significant changes were made to superannuation pensions and their associated tax concessions. As a result, transition to retirement pensions seemingly lost some of their shine. Previously, transition to retirement pensions had been actively used in pre-retirement and tax planning strategies. This was largely due to…
July 26, 2021
Issue 23: Psychology of selling or knowing when to hold and when to fold?
In last month’s edition, we talked about buy, hold or sell concepts and in fact that buy and sell decisions may be the result of two investors having a different perspective on the same investment; as one sees it as a buy and the other a sell, as logic suggests that for every seller, there…
July 16, 2021
When six is a crowd in an SMSF
Written by John Maroney, CEO, SMSF Association First published in Financial Review on 15 July 2021. Licensed by Copyright Agency. Large families may benefit from new rules allowing up to six members of a self-managed super fund, but broadening access can also lead to dysfunction. From July 1, self-managed superannuation funds are able to increase…
June 30, 2021
Issue 22: Is it a buy, hold or sell…or something else?
Many of us will be familiar with the concept of a stockbroker, fund manager or analyst making a call on a stock; as to whether an investor should sit on it, if they hold it, sell it or buy it. Sometimes these are run as sessions, such as at seminars or published in investor newsletters…
June 16, 2021
New super residency rules level the playing field for SMSF expats
Written by John Maroney, CEO, SMSF Association First published in Financial Review on 16 June 2021. Licensed by Copyright Agency. How overseas trustees of DIY super funds will benefit from the government decision to allow them to continue managing their fund for up to five years, rather than two. Self-managed super fund trustees, who make…