The SMSF Association engaged the University of Adelaide to examine the financial performance of self-managed super funds (SMSFs) relative to APRA regulated funds. This joint research venture is based on financial statement data from over 318,000 SMSFs for the period 2017 to 2019 – a sample size representing more than 50% of all existing SMSFs.…
February 14, 2022
Fact Sheet | Understanding self-managed super fund performance
The SMSF Association engaged the University of Adelaide to examine the financial performance of self-managed super funds (SMSFs) relative to APRA regulated funds. This joint research venture is based on financial statement data from over 318,000 SMSFs for the period 2017 to 2019 – a sample size representing more than 50% of all existing SMSFs.…
January 27, 2022
Common SMSF trustee mistakes that will trigger ATO action
Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 27 January 2022. Licensed by Copyright Agency. The Australian Taxation Office takes a dim view of non-compliance – penalties range from fines to freezing the fund’s assets. While most self-managed super fund trustees don’t need to be reminded of the…
January 10, 2022
What’s ahead for SMSF trustees in 2022
Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 29 December 2021. Licensed by Copyright Agency. An election year means super reforms could be scrapped, with more changes on the cards if there is a change in government. Election years are always fraught with potential superannuation changes, but in…
December 13, 2021
The five things to ask and do before you retire and tap into your self-managed superannuation fund
Opinion piece written by Tracey Scotchbrook, Policy Manager, SMSF Association First published in The West Australian on 13 December 2021. Licensed by Copyright Agency. During our working life, the focus is on building a superannuation nest egg for retirement. That can seem a long way down the track until that time suddenly arrives. Planning for…
December 2, 2021
More flexible super contribution rules in the pipeline
Opinion piece written by John Maroney, CEO, SMSF Association First published in Financial Review on 02 December 2021. Licensed by Copyright Agency. Legislation before Parliament will allow substantial top ups to retirement savings for those aged 67-74. Self-managed super funds are set to become key beneficiaries of legislation before Parliament that will introduce more flexible…
November 26, 2021
Issue 27: Understanding investment product structures (Part 3): Property
In our September article on Understanding investment product structures, we started talking about investment product structures at a high level and last month we talked about which type of structure may suit you if you were to invest in an asset class, such as Australian equities, in our article creatively titled ‘Understanding investment product structures…
November 15, 2021
Spotlight Series: The differences between income and high yield trusts, and the importance of understanding different asset classes
Join Thinktank Business Development Manager – Investments, Lauren Ryan in this Spotlight interview to discover more about Thinktank’s services as a bespoke commercial and residential, non-bank lender. Plus, learn about different mortgage trust options (income and high yield trusts), and how these options may provide an opportunity for SMSF investors to create an alternate income…
November 9, 2021
SMSFs & Property series (Part 3): SMSFs and co-owning property with related parties – What you need to know
SMSF & Property Series: Part 3 Written by Mary Simmons, Technical Manager, SMSF Association In Part 1 of our property series, we explored the issues associated with SMSF trustees purchasing real property outright where sufficient wealth has been accumulated in the fund. However, with reduced contribution caps and members’ total superannuation balances limiting the future…
November 3, 2021
SMSF scam alert: how I was offered returns of 18-24pc
Opinion piece written by John Maroney, CEO, SMSF Association First published in Australian Financial Review on 03 November 2021. Licensed by Copyright Agency. An approach to SMSF Association chief John Maroney serves as a warning not only to DIY fund trustees but to all investors. The call came one late afternoon. At the other end…