Written by Tracey Scotchbrook, Policy Manager, SMSF Association First published in Your Money (The West Australian) on 1 November 2021. Licensed by Copyright Agency. The pathway to retirement is varied. It only depends on whether you are financially ready, but if you are mentally ready to step away from working life. But once the decision…
In our September article on Understanding investment product structures, we finished up with a question around which type of structure may suit you if you were to invest in an asset class such as Australian equities. There is no one answer to this question, for any number of reasons; not in the least of which…
Written by John Maroney, CEO, SMSF Association First published in Financial Review on 05 October 2021. Licensed by Copyright Agency. If you’re not across non-arm’s length expenditure rules or whether a six-member fund would suit you, it’s probably time you got specialist advice. While the Productivity Commission’s major report into super in 2018 focused on…
We recently sat down with Paul Miron, Managing Director from Msquared Capital, who shared his insights on the growing megatrend in the Australian market, particularly with increased interest in non-bank lending, and how the global pandemic has solidified the need for investors to diversify their portfolios. Paul also explained how alternative asset classes can provide…
SMSF & Property Series: Part 2 Written by Mary Simmons, Technical Manager, SMSF Association Investing in property through an SMSF continues to grow with commercial and residential properties representing the third most popular asset class for SMSFs. The growth in the value of property held by SMSFs reflects both new investments as well as the…
First published in The Advertiser on 13 September 2021. Licensed by Copyright Agency. The use of self-managed superannuation for property investment and family savings is tipped to rise. But is it right for you? Nobody wants to pay a $150,000-plus tax bill if they can avoid it. But this is becoming increasingly common among property…
Written by Peter Burgess, Deputy CEO / Director of Policy a& Education, SMSF Association First published in Financial Review on 08 September 2021. Licensed by Copyright Agency. Recent ATO changes mean big tax penalties when you provide services to your DIY fund but don’t charge in full. For self-managed super fund trustees who offer their…
SMSF & Property Series: Part 1 Written by Mary Simmons, Technical Manager, SMSF Association SMSF trustees’ love of property remains steady, with ATO statistics over the years confirming that residential and commercial property make up about 15% of all SMSF assets. This has been the case consistently over many years, even though the total value…
There is no question that investment returns this financial year have been extremely strong. In the early weeks of the new financial year, equity markets have set and reset records and of course there is plenty of commentary around why markets and certain sectors could continue to perform strongly as well as why there may…
Written by Tracey Scotchbrook, Policy Manager, SMSF Association In 2017, significant changes were made to superannuation pensions and their associated tax concessions. As a result, transition to retirement pensions seemingly lost some of their shine. Previously, transition to retirement pensions had been actively used in pre-retirement and tax planning strategies. This was largely due to…