SMSF & Property Series: Part 3 Written by Mary Simmons, Technical Manager, SMSF Association In Part 1 of our property series, we explored the issues associated with SMSF trustees purchasing real property outright where sufficient wealth has been accumulated in the fund. However, with reduced contribution caps and members’ total superannuation balances limiting the future…
October 27, 2021
Issue 26: Understanding investment product structures (Part 2): Equities
In our September article on Understanding investment product structures, we finished up with a question around which type of structure may suit you if you were to invest in an asset class such as Australian equities. There is no one answer to this question, for any number of reasons; not in the least of which…
October 26, 2021
Co-ops: the new ESG investment vehicle for SMSF portfolios
Content provided by ITP Development Environmental, Social and Governance (ESG) has become increasingly prominent in investment portfolios as awareness and action around climate change accelerates. This article outlines some aspects of ESG and how investors can directly support local projects through member-owned co-operatives. Responsible investing through ESG is an opportunity to extend an investment beyond…
October 22, 2021
Gold vs Bitcoin? What you need to know about these two very different asset classes
Content provided by The Perth Mint “Bull markets are born on pessimism and die on euphoria” – John Templeton Irrespective of whether you think Bitcoin is a Ponzi scheme, the future of money, or something in between, there is no doubting it is again frontpage financial news. Prices rose to more than USD 60,000 per…
October 20, 2021
Spotlight Series: The rise of alternative lending and recent changes in investor behaviour
Join Zagga CEO & Co-Founder, Alan Greenstein in this Spotlight interview to hear how Zagga identified the opportunity for and created a space to provide SMSF investors with secured alternative investments, the importance of due diligence and risk assessment as well as Zagga’s history in numbers and how COVID-19 has impacted on investor behaviour. https://vimeo.com/636655021…
October 12, 2021
Case study: How the increase in SMSF members can aid business owners
Content provided by Thinktank The Federal Government’s decision to increase the number of members in an SMSF from four to six from 1 July 2021 has been long awaited by a small number of SMSFs. To date, most of the focus has been expanding family SMSFs. But this reform has opened up possibilities for small…
October 5, 2021
SMSFs & Property series (Part 2): Using SMSFs to borrow to invest in property: Weighing up the risks and benefits
SMSF & Property Series: Part 2 Written by Mary Simmons, Technical Manager, SMSF Association Investing in property through an SMSF continues to grow with commercial and residential properties representing the third most popular asset class for SMSFs. The growth in the value of property held by SMSFs reflects both new investments as well as the…
September 29, 2021
Thinktank’s evolution in residential lending and inaugural RMBS transaction
Content provided by Thinktank When Thinktank, a specialist commercial and residential property lender, recently closed its first residential mortgage-backed securitisation (RMBS) issue for $500 million, it validated a strategy of diversifying from small commercial loans into the residential debt market. In a COVID-19 environment, this diversification has allowed the company to weather the pandemic’s economic…
September 29, 2021
Issue 25: Understanding investment product structures (Part 1)
Reflecting on the history of the ASX, may seem an unusual way to start a discussion on investment product structures, however the history of ASX has also been transformational in delivering the range of investment products ASX now offers Australian investors. Once, the primary reason sharemarkets existed was to facilitate the formation of capital. Individuals…
September 23, 2021
Spotlight Series: Understand how the fixed income space can work for your fund
We recently sat down with Ray Trevisan, Director and Fund Manager, from OTG Capital, who shared his insights on mortgage and asset-backed investments in the fixed income space and the importance of financial education. Ray shared his thoughts on how the markets, particularly the property market, are responding in this pandemic era as well as…